说明保险情况时：表示所保的货物，后接on； 表示投保的险别，后接against； 表示保险金额，后接 for； 表示保险费或保险费率，后接at.。比如：We have covered insurance on the 100 metric tons of wool for 100% of the invoice value against all risks.我们已经将100公吨羊毛按发票金额的100%投保一切险。
Insurance 作动词用时，一般是及物动词，如：Please insure the goods against all risks and war risk.请将此货投保一切险及战争险。 Insurance也可以用作不及物动词，如：Please insure against breakage.请投保破碎险。
此外，过去分词也可以用作定语构成一些常用词组，如：insured amount （= insurance amount） 保险金额，insured goods 投保的货物，等。
（2）保险条件
A. 按CIF条件成交，投保基本险：
Insurance to be effected by the sellers for xx% of invoice value against FPA. 由卖方按发票金额XX%投保平安险。
Insurance to be effected by the sellers for xx% of invoice value against WPA. 由卖方按发票金额XX%投保水渍险。
Insurance to be effected by the sellers for xx% of invoice value against All Risks. 由卖方按发票金额XX%投保一切险。
B. 按CIF条件成交，投保附加险：
Insurance to be effected by the sellers for xx% of invoice value against WPA and War Risks. 由卖方按发票金额XX%投保水渍险及战争险。
Insurance to be effected by the sellers for xx% of invoice value against WPA Theft， Pilferage and Non-Delivery and War Risks. 由卖方按发票金额XX%投保水渍险、偷窃、提货不着险及战争险。
Insurance to be effected by the sellers for xx% of invoice value against All Risks and War Risks. 由卖方按发票金额XX%投保一切险及战争险。
C. 按CFR或FOB条件成交，由卖方代办保险：
Insurance to be effected by the sellers for xx% of invoice value against XXX Risks， premium to be for buyer‘s account. 由买方委托卖方按发票金额XX%投保XXX险，保险费由买方负担。
D. 按CFR或FOB条件成交，由买方自办保险：
Insurance to be effected by Buyer. 保险由买方自理
E. 其他规定，如：
加保短量险，不包括途耗，添加下列字句：……including the risk of shortage in weight but excluding natural loss.
有免赔率，添加下列字句：……including the risk of shortage in weight in excess of 0.X%.
货运港口，买方要求保险负责到内陆城市，添加下列字句：Insurance to be covered up to XXX subject to warehouse to warehouse. 保险责任按仓至仓条款负责到XXX（内陆城市名）为止。
3. 重要表达式
1. in regard to insurance有关保险事宜
2. Generally we cover insurance WPA & War Risk. 我们一般投保水渍险和战争险。